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FINANCIAL VIDEO

CLIENT SPEAK

Our company is a personal finance service provider to individuals and corporates. We are in business of advising, executing and managing portfolio within carefully designed process framework in order to build wealth and save money for our customers. We act as the single-point service provider where all financial, investment and tax planning services are offered under one roof. The company has strong leadership team with a history of entrepreneurial and management success.

Mutual Funds

Mutual funds are a type of certified managed combined investment schemes that gathers money from many investors to buy securities. There is no such accurate definition of mutual funds, however the term is most commonly used for collective investment schemes that are regulated and available to the general public and open-ended in nature. Hedge funds are not considered as any type of mutual funds.

Mutual funds are identified by their principal investments. They are the 4th largest category of funds that are also known as money market funds, bond or fixed income funds, stock or equity funds and hybrid funds. Funds are also categorized as index based or actively managed.

In a mutual fund, investors pay the funds expenditure. There is some element of doubt in these expenses. A single mutual fund may give investors a choice of various combinations of these expenses by offering various different types of share combinations.

The fund manager is also known as the fund sponsor or fund management company. The buying and selling of the funds investments in accordance with the funds investment is the objective. A fund manager has to be a registered investment advisor. The same fund manager manages the funds and has the same brand name which is also known as a fund family or fund complex.

As long as mutual comply with requirements that are established in the internal revenue code, they will not be taxed on their income. Clearly, they must expand their investments, limit the ownership of voting securities, disperse most of their income to their investors annually and earn most of their income by investing in securities and currencies.

Mutual funds can pass taxable income to their investors every year. The type of income that they earn remains unchanged as it gets transferred to the shareholders. For e.g., mutual fund distributors of dividend income are described as dividend income by the investor. There is an exception: net losses that are incurred by a mutual fund are not distributed or passed through fund investors.

Mutual funds invest in various kinds of securities. The various types of securities that a particular fund may invest in are mentioned in the funds prospectus, which explain the funds investments objective, its approach and the permitted investments. The objective of the investment describes the kind of income that the fund is looking for. For e.g., a "capital appreciation" fund generally looks to earn most of its returns from the increase in prices of the securities it holds rather than from a dividend or the interest income. The approach of the investment describes the criteria that the fund manager may have used to select the investments for the fund.

The investment portfolio of a mutual funds investment is continuously monitored by the funds portfolio manager or managers who are either employed by the funds manager or the sponsor.

Advantages of Mutual funds are:

1) Increase in diversification.

2) Liquidity on a daily basis.

3) Professional investment management.

4) Capacity to participate in investments that may be available only for larger investors.

5) Convenience as well as service.

6) Government oversight.

7) Easier comparison

like its advantages, the Mutual funds have disadvantages too. Here are some of them:

1) High fees.

2) Less control over timing of recognition of gains.

3) Much lesser predictable income.

4) No opportunity for customization.

There are different types of Mutual funds as well. Here are some of them.

Open-end funds

In open-end mutual funds, one must be willing to buy back their shares from investors at the end of every business day at the net asset value that is calculated for that day. Most of the open-end funds also sell shares to the public on every business day. These shares are also priced at a particular net asset value. A professional investment manager will oversee the portfolio, while buying or selling securities whichever is appropriate. The total investment in the funds will be variably based on share buying, share redemptions and fluctuation in the market variation. There are also no legal limits on the number of shares that can be issued.

Close-end funds

Close-end funds generally issue shares to the public just once, when they are created via an initial public offering. These shares are then listed for trading on a stock exchange. Investors, who dont wish any longer to invest in the funds, cannot sell their shares back to the funds. Instead, they must sell their shares to another investor in the market as the price they may receive may be hugely different from its net asset value. It may be at a premium to net asset value (higher than the net asset value) or more commonly at a lesser to net asset value (lower than the net asset value). A professional investment manager will oversee the portfolio, in buying or selling securities whichever is appropriate.

Unit Investment Trusts

UIT or Unit Investment Trusts issue shares to the public just once when they are created. The investors in turn can cash in on the shares directly with the fund or they may also sell their shares in the market. UITs do not have any professional investment managers. Their portfolio of securities is established by the creation of the UITs and does not undergo any changes. UITs in general have a limited life span, which is limited at their creation.

MF NEWS


Big bet on SIPs: MFs garner over Rs 49,000-cr in Apr-Sep FY#39;20 A total of Rs 44,487 crore was collected through such investment plans in April-September 2018, as per the Association of Mutual Funds in India (AMFI).
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Baroda AMC, BNP Paribas AMC to merge BNP Paribas Asset Management is a subsidiary of BNP Paribas Asset Management Asia.
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IPO NEWS


IRCTC IPO oversubscribed by 111 times on last day of bidding The shareholding of government in the railways#39; tourism and catering subsidiary will be reduced to 87.40 percent.
Thu, 03 Oct 2019 16:30:47 +0530


Vishwaraj Sugar IPO subscribed 62% on second day of bidding VSL is an integrated sugar and other allied products manufacturing company operating from Belgaum District, Karnataka. The company operates a single location sugar unit having licensed crushing capacity of 11,000 tonnes crushed per day (TCD).
Tue, 01 Oct 2019 20:40:34 +0530


Subscribe to IRCTC: Keynotes Financial Opiniery Keynotes Financial Opiniery has come out with its report on IRCTC. The research firm has recommended to "Subscribe#39;#39; the IPO in its research report as on September 29, 2019
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Avoid Vishwaraj Sugar Industries: Choice Broking Choice Broking has come out with its report on Vishwaraj Sugar Industries. The research firm has recommended to "Avoid#39;#39; the IPO in its research report as on September 30, 2019.
Tue, 01 Oct 2019 12:27:16 +0530


#39;Subscribe to IRCTC IPO for listing as well as long-term gains#39; IRCTC enjoys a monopoly in many of the services it provides and is also a debt-free company, making it attractive to investors.
Tue, 01 Oct 2019 11:35:58 +0530


IRCTC IPO subscribed 3.25 times on Day 2, retail investors#39; support continues The company#39;s business model, strong earnings, big customer base and consistency in business segments has seen domestic as well as global brokerages give a subscribe call for the IPO.
Tue, 01 Oct 2019 10:46:54 +0530


Subscribe to IRCTC: Way2Wealth Way2Wealth has come out with its report on IRCTC. The research firm has recommended to "Subscribe#39;#39; the IPO in its research report as on September 27, 2019
Mon, 30 Sep 2019 13:14:41 +0530


Subscribe to IRCTC: Hem Securities Hem Securities has come out with its report on IRCTC. The research firm has recommended to "Subscribe#39;#39; the IPO in its research report as on September 27, 2019
Mon, 30 Sep 2019 12:58:59 +0530


IRCTC IPO off to a strong start, subscribed 81% amid strong demand from retail on Day 1 IRCTC operates in four business segments--internet ticketing, catering, packaged drinking water and travel and tourism.
Mon, 30 Sep 2019 12:56:54 +0530


Subscribe to IRCTC: Prabhudas Lilladher Prabhudas Lilladher has come out with its report on IRCTC. The research firm has recommended to "Subscribe#39;#39; the IPO in its research report as on September 30, 2019
Mon, 30 Sep 2019 12:13:16 +0530


IRCTC IPO: Company profile, financials, strengths, strategies, risks and more The offer is a part of government#39;s divestment programme for current financial year 2019-20 and shares will be offered to employees and retail investors at a discount to final price.
Sun, 29 Sep 2019 17:39:07 +0530


Avoid Vishwaraj Sugar Industries: Hem Securities Hem Securities has come out with its report on Vishwaraj Sugar Industries. The research firm has recommended to "Avoid#39;#39; the IPO in its research report as on September 26, 2019.
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Subscribe to IRCTC: ICICI Direct ICICI Direct has come out with its report on IRCTC. The research firm has recommended to "Subscribe#39;#39; the IPO in its research report as on September 27, 2019
Fri, 27 Sep 2019 16:09:19 +0530


Subscribe to IRCTC: Anand Rathi Anand Rathi has come out with its report on IRCTC. The research firm has recommended to "Subscribe#39;#39; the IPO in its research report as on September 27, 2019
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Subscribe to IRCTC: Cholamandalam Securities Cholamandalam Securities has come out with its report on IRCTC. The research firm has recommended to "Subscribe#39;#39; the IPO in its research report as on September 26, 2019
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